Our clients

Income is one signal, not the whole story.

Salaried, hourly, self-employed or living on multiple income streams — we look at stability, not just the number.

Self-employed and 1099

Bank statements and tax returns count. You don't need a W-2 to be taken seriously here.

Variable and seasonal work

We average across the year rather than judging a single slow month.

Two incomes, one household

Combined household income can be considered when both parties are on the application.

W-2 & 1099

Both accepted

Stability

Weighed over size

Minutes

To verify income

See what your income supports

Start the two-minute rate check.